Fire legal liability coverage pays for damage to property you don’t own if you're responsible for starting a fire. It’s typically included in commercial or property insurance policies.
This coverage helps pay for third-party property damage, legal fees, and medical costs after a fire. It protects your finances if you're held accountable for fire-related losses.
Policies usually exclude intentional fires or criminal activity. Knowing these limits helps ensure you’re not caught off guard in the event of a claim.
If your actions—like leaving equipment running—cause a fire, you could be found negligent. This coverage steps in to help with costs tied to that liability.
Premiums depend on factors like building size, location, and fire safety features. Adding things like smoke detectors or sprinklers can help reduce costs.
Protect your business from costly fire-related claims with comprehensive fire legal liability coverage. Ensure you’re covered for damages, legal fees, and medical costs. Contact us today to learn more.